Emergency Loan
Rapid disbursal for medical and unforeseen emergencies.
When time is the real cost, an Emergency Loan delivers. Approved applications are typically credited within 48 hours — quicker when the borrower is already a member with a savings history.
Use it for hospital admissions, critical procedures, vehicle breakdowns, or any sudden unavoidable expense.
Interest rates
| Balance slab | Interest rate | Note |
|---|---|---|
| Up to Rs. 1,00,000 | 9.00% p.a. | |
| Rs. 1,00,001 – Rs. 5,00,000 | 8.75% p.a. |
Loan period
- Tenure
- Up to 3 years
- Repayment
- Monthly EMIs or lump-sum surprises
- First EMI
- Only 60 days after disbursal
Required documents
-
Proof of the emergency Doctor's note, bill, or letter
-
Identity & address proof Member ID + Aadhaar
-
Proof of income Last salary slip or bank statement
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No paperwork for small amounts Below Rs. 50,000 for members — simple application
Eligibility
-
Existing member with 3+ months history
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Any age between 18 – 70
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Emergency reason documented Medical, accident, urgent repair
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No default history With the society