Mon–Sat · 9:00 AM – 5:00 PM
Overview

Emergency Loan

Rapid disbursal for medical and unforeseen emergencies.

When time is the real cost, an Emergency Loan delivers. Approved applications are typically credited within 48 hours — quicker when the borrower is already a member with a savings history.

Use it for hospital admissions, critical procedures, vehicle breakdowns, or any sudden unavoidable expense.

Interest rates

Interest rates for Emergency Loan
Balance slab Interest rate Note
Up to Rs. 1,00,000 9.00% p.a.
Rs. 1,00,001 – Rs. 5,00,000 8.75% p.a.

Loan period

Tenure
Up to 3 years
Repayment
Monthly EMIs or lump-sum surprises
First EMI
Only 60 days after disbursal

Required documents

  • Proof of the emergency Doctor's note, bill, or letter
  • Identity & address proof Member ID + Aadhaar
  • Proof of income Last salary slip or bank statement
  • No paperwork for small amounts Below Rs. 50,000 for members — simple application

Eligibility

  • Existing member with 3+ months history
  • Any age between 18 – 70
  • Emergency reason documented Medical, accident, urgent repair
  • No default history With the society
Application Process

From form to funds

No middlemen, and no hidden charges.

  1. Call or walk in

    Mention 'emergency' to move your application to the front.

  2. Quick form

    Short application at the branch or by phone.

  3. Fast approval

    Committee approval within a working day.

  4. Same / next-day disbursal

    Cash or account credit within 48 hours.

Apply Now

Start your application today

Download the form, or visit the branch and let a loan officer guide you through it.